What is Percents?
Percents combines all your cards into one — credit, debit, business and more. When you pay with the Percents Card, we route each transaction to the best card in your wallet.
Will applying for Percents affect my credit score?
No, your credit score will not be affected when applying for or opening a Percents account as we do not perform a hard credit inquiry. However, your Percents account payment activity may be reported to credit bureaus, including any extended delinquencies.
Will I be receiving an actual card?
Percents will ship a physical card to your shipping address after you sign up. The physical card is sent via USPS shipping with no signature required and will need to be activated prior to use.
Percents also issues a virtual card to your account that you can begin using in Apple Pay or for online purchases immediately after sign-up.
How can I control which card is charged?
We’ll send you a notification after each purchase confirming the card used and how much cashback you earned, if any. You’ll be able to change the card used for each purchase while it is still pending (typically around 24 hours after the purchase). Ultimately, you are in control of which card is actually charged - ensuring you are in the driver’s seat!
Is there a fee to use Percents?
At this time, Percents is available at no fee to users in our closed beta. As we continue to develop our product, we may explore paid memberships as a way of supporting the full experience we hope to deliver in the future. If any costs are introduced, we’ll be sure to notify you well in advance.
Who is eligible to use Percents?
While your Percents Card can be used all over the world, currently we can only offer accounts to members with a valid SSN, living in the United States and District of Columbia, who are 18 years of age or older.